When disasters like tornadoes, earthquakes, fires, or floods happen, the Red Cross isn't usually far behind. But now, the Red Cross says it needs help. Their federal disaster relief fund is empty.

In 2005 after Hurricane Katrina, the national Red Cross had to take out loans for the first time in its history to provide aid. Now, to continue helping out in flood zones across the Midwest, they're taking out loans again. They're optimistic they'll be able to raise enough money to pay those loans back. But the local chapters don't qualify for loans.

For more information on how you can help the American Red Cross:

• American Red Cross
• American Red Cross - St. Joseph County Chapter
• Berrien County Red Cross