By Colleen Ferreira (email@example.com)
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11:12 PM EDT, August 6, 2012
- Thieves create computer viruses to find personal documents that list your child's Social security number.
- The number gets in the wrong hands when you sign up your kids for school, camp, girl scouts, etc.
- The numbers are sometimes illegally sold online.
The crooks can't get your information if it's a challenge - so do everything you can to stop them from stealing. Here’s what the Federal Trade Commission recommends:
- If you have to post something on social media, limit Facebook posts to a picture and first name only - don't include your baby's birthday, hospital or physical details.
-Install antivirus software on your computer.
-Never give out your child's social security number and tell them not to give it out either.
-And the most important one - check your child's credit often.
"It’s absolutely worth it, just to protect them,” Neeser said. “Everything that’s out there right now, it’s so scary what can be done."
Katie's smart - she'll post a picture or video of her kids on Facebook - but shares the bare minimum...setting a solid example for other moms that may go a bit overboard on the web.
Experts say go beyond just a regular credit report and here's why-- when opening up a credit card or applying for a loan, not all banks verify that the name on the social security card matches the name of the person applying for the loan.
Regular credit reports may not pick up if someone is misusing your child's social security number under a difference name.
The Federal Trade Commission says to call one of these credit check companies and request a social security name search - tell them you are checking to see if your child's identity and credit are in the clear.
If your child is a victim of identity theft, email us at firstname.lastname@example.org - We would like to hear your story.
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