Deji Karim scored on a 101-yard kickoff return for a touchdown, the longest in the Colts' Indy era. Karim's score came just 12 seconds after Houston had taken its only lead of the day.

The defense not only allowed the Colts to convert a third-and-23, but they also gave up a 70-yard TD pass from Luck to T.Y. Hilton on the play. That put Houston in a 28-16 hole that they couldn't climb out of.

Indy also ran out the final 9:46 on its last possession, and kept defensive menace J.J. Watt out of reach of the NFL's single-season sacks record. Watt finished with zero sacks Sunday, 20½ this season and two short of Michael Strahan's mark.

But the only thing that really mattered to Houston was another loss. The Texans are now 0-11 all-time at Indy.

"It's just not a good feeling," Pro Bowl receiver Andre Johnson said after catching 12 passes for 141 yards. "You go out there and you play to win. We wanted to win and we didn't win. That's pretty much it."

The Colts, meanwhile, head into the playoffs with wins in four of their last five games and with a team that has continued to find ways to win even when Luck hasn't played his best ball.

Luck was just 14 of 28 for 191 yards, throwing for two scores. He broke Peyton Manning's franchise rookie record for completions on the game's first series, finishing with 339, 15 short of Sam Bradford's NFL mark. With 22 TD passes this season, he also passed Charlie Connerly for third on the NFL's rookie TD list.

It didn't take long for the Colts to assert themselves in this emotional environment — or to swing the game in their direction after Shayne Graham made a 37-yard field goal with 5:22 left in the third quarter.

Karim fielded the ensuing kickoff a yard deep in the end zone, found a seam in the middle of the field and never slowed until he reached the opposite end zone to make it 21-16.

Then, after being held without a first down in the third quarter, Luck changed that in the blink of an eye with a nifty pass that got just beyond the hands of a defender. Hilton hauled it in raced in for the score to make it 28-16, setting off another wild postgame party.

"I think any time you have a chance to celebrate a season like this, and it's going to continue on, but to complete the regular season and win 11 ball games and the faith and belief and trust that every man in that locker room had, it was just another way for them to express themselves," Pagano said after being handed a game ball by Irsay. "There was a lot of high-fiving, a lot of hugging, a lot of dancing going on and a lot of celebrating. There are a lot of things to celebrate right now."

NOTES: Johnson joined former Colts receiver Marvin Harrison as the only players in league history with three seasons of 100 or more catches and 1,500 or more yards. ... Watt had a shared sack taken away in the first half when the officials erased a sack-fumble of Luck because of the Tuck Rule. ... The Colts lost starting guard Joe Reitz in the first half with a head injury. ... Houston linebacker Daryl Sharpton left the game with a hip injury. Linebacker Tim Dobbins left in the second half with what Kubiak thought was a shoulder injury.